An active athlete, Monaco grew up on the East Coast, where she participated in soccer, swimming, track and softball, among other sports. After the last of five girls was born, her family decided to move from the bustling city of Philadelphia to the more peaceful environment of the Poconos. Monaco proudly states that she is a born competitor. In addition to athletics, she participated intensely in speech, debate and theater during high school. Monaco's television debut came in 1997, when she landed a recurring role on "Baywatch" (1989). She has since segued into the feature film world with roles in Idle Hands (1999), Mumford (1999) and BASEketball (1998). Raised in an Italian Catholic home, Monaco is very close with her family, especially her great-grandmother. She enjoys volunteering for children's charity events, as well as working with elders. She currently resides in West Hollywood, California.